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Green & Gold Guide
Slots and Originals

Money Train 4 on Stake: how the persistent bonus round works

Money Train 4 is a Relax Gaming slot where almost all the value sits in its respin bonus round. Coins with values lock in place and reset the respin count. Special symbols collect, pay, multiply or persist across the round. Understanding those roles is the key to the game. It's usually described as high volatility. 18+.

18+, or the higher legal age where you live. Gambling can be addictive. We're an independent guide, not Stake, and we may earn a commission if you join through our links. Stake.com isn't available everywhere: check availability. Updated 13 October 2026 · By the Green & Gold Guide editors

How the round runs

You start with a few respins. Each new coin locks and resets the count. The round ends when respins run out or the grid fills.

Symbol roles

Collectors add up values, payers add to others, multipliers raise them, and persistent versions act again each respin. The big results come when several persistent symbols land early.

Money Train 4 at a glance

DetailWhat we know
StudioRelax Gaming
VolatilityUsually described as high to extreme; check the info panel
RTP on StakeCheck on Stake
Buy priceCheck on Stake

Before you play

Set a budget and a stop time. Read the paytable in the game. If you're new, start with how to play slots. More from Relax Gaming is on our studio page.

Our verdict

Money Train 4 is built for one thing: its respin bonus round. The base game is a way to reach that round, and it can take a long time to do so. Inside the round, coins lock onto a grid, each new landing resets the respin count, and special symbols collect, pay, multiply or keep acting on every respin. When the right roles land early, the board can snowball into a large total. When they don't, the round can end with a thin board and a payout below the cost of getting there. That's high to extreme volatility in practice. If you enjoy watching a board fill and can afford a session that ends with nothing, it's one of the most involving bonus rounds around. If you want regular wins, look elsewhere. The RTP for the base game and the buy, the buy price and the max win are in the info panel.

A round, start to finish

  1. The round starts with a few coins already on the grid and a set number of respins, shown on screen.
  2. Each respin, empty positions can land new coins or special symbols.
  3. Anything that lands locks in place and resets the respin count.
  4. Special symbols act when they land, or on every respin if they're persistent.
  5. The round ends when respins run out or the grid fills. All values on the grid are added and paid.

Why the order matters

A collector or payer that lands early has more respins to work with, and a persistent one keeps acting for the rest of the round. A symbol that multiplies values does more when the board is already full. So the same symbols can produce wildly different totals depending on when they arrive. That's the main reason two rounds of the same game can look nothing alike.

Buying the bonus

Where local rules allow it, the buy menu lets you start the round for a fixed multiple of your bet. Some versions offer more than one buy level. Read the price and the RTP for the buy in the game. Each buy is one large bet, and a run of thin boards can use up a budget quickly. Decide the number of buys before you start.

How it compares

Our Relax Gaming page explains the series and how its sequels differ. Big Bass Bonanza is a gentler take on collecting values. Tombstone RIP is another extreme game, built on sticky wilds rather than a board. Razor Shark shows a different high-volatility approach from Push Gaming.

The math honesty note

A board that's nearly full can feel like the next respin will finish it. It won't necessarily. Each respin is random. The excitement of a filling board is the product, so enjoy it for what it is and stop at your limit.

Who it suits

Experienced players with a fixed budget who enjoy one long, involving bonus round more than frequent small wins. Set a deposit limit before you start, and treat every buy as money you can lose.

What to check in the info panel

Read the list of special symbols and what each does, the RTP for the base game and for each buy, the buy prices at your bet, and the max win. The symbol list is the most useful part, because it tells you what a good board needs.

Who should skip it

Anyone on a small budget, anyone who buys bonuses to recover a loss, and anyone who wants frequent wins. If you'd like to learn the respin idea with milder swings, try a collector game like Big Bass Bonanza first.

Playing it on Stake

This game is for adults only: 18+, or the legal age where you live if that's higher. Stake.com isn't available in the United States, the United Kingdom, Australia, Ontario, and the other places on Stake's prohibited list, so check the availability page before you sign up. Using a VPN to get around a block breaks Stake's terms. Turn on 2FA and set a deposit limit before you add money. Gambling can be addictive, and if you're chasing losses, stop and read our responsible gambling page.

FAQ

Can I play Money Train 4 without buying?

Yes, the base game can trigger the round.

Is it worth buying?

Each buy is a large bet. Many return less than they cost.

Does the base game pay much?

Not usually. The base game exists mainly to trigger the bonus round, where most of the value sits.

What's a persistent symbol?

A special symbol that acts on every respin for the rest of the round instead of just once when it lands.